财务数据
金额单位:亿美元;每股数据:美元;股数:亿股。* 为推导值(如第四季度 = 全年 − 前三季度;半年报公司的下半年 = 全年 − 上半年),悬停任一数字可查看来源(XBRL 标签 / PDF 页码 / 计算公式)。
其他会计口径变更(FY2025Q1 起):税收抵免类股权投资(保障性住房、风电、光伏)的核算方法变更并追溯调整:保障性住房与风电投资由权益法改为比例摊销法(投资摊销与税收抵免一并计入所得税费用),光伏投资税收抵免改为递延法。非利息收入与所得税同时增加(FY2024 营收由 1,018.9 亿美元重述为 1,058.6 亿美元、所得税由 21.2 亿美元重述为 62.5 亿美元),净利润几乎不变;2024 年各季度没有重述版,2025 年 Q1、Q2 已在 2026 年 10-Q 中重述,Q3 待 2026 年三季度 10-Q;公司披露的影响:公司披露:追溯调整使 2023 年 1 月 1 日留存收益减少 12 亿美元,对净利润影响不重大(受影响:营业收入、非利息收入、所得税、税前利润、效率比率(非息支出/营收)、净利率、拨备前利润、净利息收入占比);同比不可比:FY2025、FY2025Q1、FY2025Q2、FY2025Q3、FY2025Q4
年度营收(亿美元)
查看数据表
| FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 营业收入 | 837.0 | 871.3 | 910.2 | 912.4 | 855.3 | 891.1 | 949.5 | 1,028 | 1,059 | 1,131 |
年度利润(亿美元)
查看数据表
| FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 净利润 | 178.2 | 182.3 | 281.5 | 274.3 | 178.9 | 319.8 | 275.3 | 263.1 | 269.7 | 305.1 |
年度效率比率与 ROTCE
效率比率ROTCE净利率
查看数据表
| FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 效率比率 | 65.8% | 62.6% | 58.4% | 60.2% | 64.6% | 67.0% | 64.7% | 64.1% | 63.1% | 61.7% |
| ROTCE | 15.3% | 15.0% | 9.4% | 17.4% | 15.0% | 13.5% | 13.0% | 14.3% | ||
| 净利率 | 21.3% | 20.9% | 30.9% | 30.1% | 20.9% | 35.9% | 29.0% | 25.6% | 25.5% | 27.0% |
贷款与存款(期末,亿美元)
贷款存款
查看数据表
| FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 贷款 | 9,067 | 9,367 | 9,469 | 9,834 | 9,279 | 9,791 | 10,457 | 10,537 | 10,958 | 11,857 |
| 存款 | 12,609 | 13,095 | 13,815 | 14,348 | 17,955 | 20,644 | 19,303 | 19,238 | 19,655 | 20,187 |
| 科目 | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||
| 利息收入IS_INTEREST_INCOME | 510.6 | 575.8 | 667.7 | 712.4 | 515.8 | 476.7 | 725.6 | 1,302.6 | 1,466.1 | 1,385.7 |
| 利息支出IS_INTEREST_EXPENSE | 99.6 | 123.4 | 186.1 | 223.4 | 82.2 | 47.4 | 201.0 | 733.3 | 905.5 | 784.7 |
| 存款利息支出IS_INTEREST_EXPENSE_DEPOSITS | 10.2 | 19.3 | 45.0 | 71.9 | 19.4 | 5.4 | 47.2 | 261.6 | 384.4 | 345.1 |
| 净利息收入IS_NII | 411.0 | 452.4 | 481.6 | 488.9 | 433.6 | 429.3 | 524.6 | 569.3 | 560.6 | 601.0 |
| 非利息收入IS_NONINTEREST_INCOME | 426.0 | 418.9 | 428.6 | 423.5 | 421.7 | 461.8 | 424.9 | 458.4 | 498.0 | 530.0 |
| 营业收入IS_REVENUE | 837.0 | 871.3 | 910.2 | 912.4 | 855.3 | 891.1 | 949.5 | 1,027.7 | 1,058.6 | 1,131.0 |
| 信用损失拨备IS_PROVISION | 36.0 | 34.0 | 32.8 | 35.9 | 113.2 | -45.9 | 25.4 | 43.9 | 58.2 | 56.8 |
| 营业费用IS_OPEX | 550.8 | 545.2 | 531.5 | 549.0 | 552.1 | 597.3 | 614.4 | 658.4 | 668.1 | 697.3 |
| 税前利润IS_PRETAX_PROFIT | 250.2 | 292.1 | 345.8 | 327.5 | 190.0 | 339.8 | 309.7 | 325.3 | 332.2 | 377.0 |
| 所得税IS_TAX | 72.0 | 109.8 | 64.4 | 53.2 | 11.0 | 20.0 | 34.4 | 62.2 | 62.5 | 71.9 |
| 净利润IS_NET_PROFIT | 178.2 | 182.3 | 281.5 | 274.3 | 178.9 | 319.8 | 275.3 | 263.0 | 269.7 | 305.1 |
| 归属普通股股东净利润IS_NET_PROFIT_COMMON | 161.4 | 166.2 | 267.0 | 260.0 | 164.7 | 305.6 | 260.2 | 246.6 | 253.4 | 290.6 |
| 净核销IS_NET_CHARGEOFFS | 38.2 | 39.8 | 37.6 | 36.5 | 41.2 | 22.4 | 21.7 | 38.0 | 60.3 | 56.3 |
| 基本每股收益IS_EPS_BASIC | 1.57 | 1.63 | 2.64 | 2.77 | 1.88 | 3.60 | 3.21 | 3.07 | 3.23 | 3.86 |
| 摊薄每股收益IS_EPS_DILUTED | 1.49 | 1.56 | 2.61 | 2.75 | 1.87 | 3.57 | 3.19 | 3.05 | 3.19 | 3.81 |
| 基本加权股数IS_SHARES_BASIC | 102.84 | 101.96 | 100.96 | 93.90 | 87.53 | 84.93 | 81.14 | 80.29 | 78.56 | 75.22 |
| 摊薄加权股数IS_SHARES_DILUTED | 110.47 | 107.78 | 102.37 | 94.43 | 87.97 | 85.58 | 81.68 | 80.80 | 79.36 | 76.81 |
| 每股宣派股息IS_DPS_DECLARED | 0.25 | 0.39 | 0.54 | 0.66 | 0.72 | 0.78 | 0.86 | 0.92 | 1.00 | 1.08 |
| 资产负债表 | ||||||||||
| 总资产BS_TOTAL_ASSETS | 21,880.7 | 22,812.3 | 23,545.1 | 24,340.8 | 28,196.3 | 31,695.0 | 30,513.8 | 31,801.5 | 32,613.0 | 34,117.4 |
| 现金及等价物BS_CASH | 1,477.4 | 1,574.3 | 1,774.0 | 1,615.6 | ||||||
| 贷款及租赁BS_LOANS | 9,066.8 | 9,367.5 | 9,469.0 | 9,834.3 | 9,278.6 | 9,791.2 | 10,457.5 | 10,537.3 | 10,958.4 | 11,857.0 |
| 贷款损失拨备余额BS_ALLOWANCE | 120.0 | 103.9 | 96.0 | 123.6 | 188.0 | 123.9 | 126.8 | 133.4 | 132.4 | 132.0 |
| 非应计贷款(不良)BS_NONACCRUAL_LOANS | 77.1 | 64.7 | 49.4 | 35.5 | 49.5 | 45.7 | 38.1 | 54.8 | 59.8 | 58.0 |
| 持有至到期证券BS_HTM_SECURITIES | 1,170.7 | 1,250.1 | 2,036.5 | 2,157.3 | 4,382.8 | 6,745.5 | 6,328.2 | 5,945.6 | 5,586.8 | 5,226.6 |
| 持有至到期证券公允价值BS_HTM_FAIR_VALUE | 1,152.8 | 1,233.0 | 2,004.4 | 2,198.2 | 4,481.8 | 6,658.9 | 5,242.7 | 4,966.0 | 4,505.5 | 4,424.3 |
| 可供出售债券BS_AFS_SECURITIES | 3,026.3 | 2,293.7 | 2,456.4 | 2,344.9 | 2,991.8 | 2,207.9 | 2,666.5 | 3,464.3 | 3,868.0 | |
| 商誉BS_GOODWILL | 689.7 | 689.5 | 689.5 | 689.5 | 689.5 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 |
| 其他无形资产BS_INTANGIBLES | 22.0 | 22.0 | 21.0 | 20.0 | 20.0 | 18.0 | ||||
| 总负债BS_TOTAL_LIABILITIES | 19,218.7 | 20,140.9 | 20,891.8 | 21,692.7 | 25,467.0 | 28,994.3 | 27,781.8 | 28,885.0 | 29,673.4 | 31,085.0 |
| 存款BS_DEPOSITS | 12,609.3 | 13,095.4 | 13,814.8 | 14,348.0 | 17,954.8 | 20,644.5 | 19,303.4 | 19,238.3 | 19,654.7 | 20,187.3 |
| 无息存款BS_NONINTEREST_DEPOSITS | 4,501.6 | 4,446.7 | 4,266.5 | 4,170.2 | 6,683.7 | 8,116.5 | 6,612.2 | 5,470.5 | 5,238.6 | 5,320.5 |
| 付息存款BS_INTEREST_BEARING_DEPOSITS | 8,107.7 | 8,648.7 | 9,548.3 | 10,177.8 | 11,271.1 | 12,528.0 | 12,691.2 | 13,767.8 | 14,416.1 | 14,866.8 |
| 长期借款BS_LT_DEBT | 2,168.2 | 2,274.0 | 2,293.9 | 2,408.6 | 2,629.3 | 2,801.2 | 2,759.8 | 3,022.0 | 2,832.8 | 3,178.2 |
| 股东权益BS_TOTAL_EQUITY | 2,662.0 | 2,671.5 | 2,653.2 | 2,648.1 | 2,729.2 | 2,700.7 | 2,732.0 | 2,902.1 | 2,939.6 | 3,032.4 |
| 优先股BS_PREFERRED_EQUITY | 223.3 | 234.0 | 245.1 | 247.1 | 284.0 | 284.0 | 231.6 | 259.9 | ||
| 有形普通股权益BS_TANGIBLE_COMMON_EQUITY | 1,740.5 | 1,724.6 | 1,772.6 | 1,741.4 | 1,736.8 | 1,907.9 | 1,997.8 | 2,064.3 | ||
| 期末普通股股数BS_SHARES_OUTSTANDING | 100.53 | 102.87 | 96.69 | 88.36 | 86.51 | 80.78 | 79.97 | 78.95 | 76.11 | 72.12 |
| 每股净资产(普通股)BS_BVPS | 25.13 | 27.32 | 28.72 | 30.37 | 30.61 | 33.16 | 35.58 | 38.44 | ||
| 每股有形净资产BS_TBVPS | 18.00 | 19.52 | 20.49 | 21.56 | 21.72 | 24.16 | 26.25 | 28.62 | ||
| 普通股一级资本(CET1)BS_CET1_CAPITAL | 1,766.6 | 1,717.6 | 1,800.6 | 1,949.3 | 2,010.8 | 2,014.1 | ||||
| 风险加权资产BS_RWA | 14,800.0 | 16,180.0 | 16,050.0 | 16,510.0 | 16,960.0 | 17,730.0 | ||||
| 现金流量表 | ||||||||||
| 经营活动现金流CF_OPERATING | 172.8 | 98.6 | 395.2 | 617.8 | 379.9 | -71.9 | -63.3 | 449.8 | -88.0 | 126.1 |
| 折旧摊销CF_DEPRECIATION | 21.0 | 20.6 | 17.3 | 18.4 | 19.0 | 19.8 | 20.6 | 21.9 | 23.1 | |
| 股权激励费用CF_SBC | 13.7 | 16.5 | 17.3 | 19.7 | 20.3 | 27.7 | 28.6 | 29.4 | 34.3 | 40.0 |
| 投资活动现金流CF_INVESTING | -622.8 | -515.4 | -714.7 | -806.3 | -1,776.6 | -3,132.9 | -25.3 | -353.9 | -906.9 | -1,451.6 |
| 筹资活动现金流CF_FINANCING | 331.5 | 492.7 | 531.2 | 33.8 | 3,558.2 | 2,916.5 | -1,060.4 | 933.4 | 603.7 | 699.5 |
| 派息CF_DIVIDEND | 41.9 | 57.0 | 69.0 | 59.3 | 77.3 | 80.6 | 85.8 | 90.9 | 95.0 | 95.6 |
| 普通股股息CF_DIVIDEND_COMMON | 25.7 | 40.3 | 54.2 | 61.5 | 62.9 | 65.8 | 69.6 | 73.7 | 78.2 | 80.8 |
| 回购CF_BUYBACK | 51.1 | 128.1 | 200.9 | 281.4 | 70.2 | 251.3 | 50.7 | 45.8 | 131.0 | 214.3 |
| 财务指标 | ||||||||||
| ROTCE(年化)ROTCE | 15.3% | 15.0% | 9.4% | 17.4% | 15.0% | 13.5% | 13.0% | 14.3% | ||
| ROA(年化)ROA | 0.82% | 0.82% | 1.21% | 1.15% | 0.68% | 1.07% | 0.88% | 0.84% | 0.84% | 0.91% |
| 效率比率(非息支出/营收)EFFICIENCY_RATIO | 65.8% | 62.6% | 58.4% | 60.2% | 64.6% | 67.0% | 64.7% | 64.1% | 63.1% | 61.7% |
| 净利息收入占比NII_SHARE | 49.1% | 51.9% | 52.9% | 53.6% | 50.7% | 48.2% | 55.3% | 55.4% | 53.0% | 53.1% |
| 净利息收入/平均总资产(年化)NII_TO_AVG_ASSETS | 1.90% | 2.02% | 2.08% | 2.04% | 1.65% | 1.43% | 1.69% | 1.83% | 1.74% | 1.80% |
| 拨备前利润PPNR | 286.2 | 326.1 | 378.7 | 363.4 | 303.2 | 293.8 | 335.1 | 369.2 | 390.4 | 433.7 |
| 拨备/拨备前利润PROVISION_TO_PPNR | 12.6% | 10.4% | 8.7% | 9.9% | 37.3% | -15.6% | 7.6% | 11.9% | 14.9% | 13.1% |
| 信用成本(年化)CREDIT_COST | 0.40% | 0.37% | 0.35% | 0.37% | 1.18% | -0.48% | 0.25% | 0.42% | 0.54% | 0.50% |
| 净核销率(年化)NCO_RATIO | 0.42% | 0.43% | 0.40% | 0.38% | 0.43% | 0.24% | 0.21% | 0.36% | 0.56% | 0.49% |
| 不良率(非应计贷款/贷款)NONACCRUAL_RATIO | 0.85% | 0.69% | 0.52% | 0.36% | 0.53% | 0.47% | 0.36% | 0.52% | 0.55% | 0.49% |
| 拨备率(拨备/贷款)ALLOWANCE_TO_LOANS | 1.32% | 1.11% | 1.01% | 1.26% | 2.03% | 1.27% | 1.21% | 1.27% | 1.21% | 1.11% |
| 拨备覆盖率ALLOWANCE_TO_NONACCRUAL | 155.7% | 160.6% | 194.2% | 347.9% | 379.7% | 271.2% | 333.0% | 243.2% | 221.6% | 227.5% |
| 存贷比LOAN_TO_DEPOSIT | 71.9% | 71.5% | 68.5% | 68.5% | 51.7% | 47.4% | 54.2% | 54.8% | 55.8% | 58.7% |
| 无息存款占比NONINTEREST_DEPOSIT_SHARE | 35.7% | 34.0% | 30.9% | 29.1% | 37.2% | 39.3% | 34.3% | 28.4% | 26.7% | 26.4% |
| 付息存款成本(年化)DEPOSIT_COST | 0.13% | 0.23% | 0.49% | 0.73% | 0.18% | 0.05% | 0.37% | 1.98% | 2.73% | 2.36% |
| 贷款同比LOANS_YOY | 1.1% | 3.3% | 1.1% | 3.9% | -5.7% | 5.5% | 6.8% | 0.8% | 4.0% | 8.2% |
| 存款同比DEPOSITS_YOY | 5.3% | 3.9% | 5.5% | 3.9% | 25.1% | 15.0% | -6.5% | -0.3% | 2.2% | 2.7% |
| CET1 资本充足率CET1_RATIO | 11.9% | 10.6% | 11.2% | 11.8% | 11.9% | 11.4% | ||||
| 持有至到期浮亏/有形普通股权益HTM_LOSS_TO_TCE | 1.8% | -2.4% | -5.6% | 5.0% | 62.5% | 51.3% | 54.1% | 38.9% | ||
| 总派息率(股息+回购)TOTAL_PAYOUT_RATIO | 47.6% | 101.3% | 95.6% | 131.9% | 80.8% | 103.7% | 46.3% | 48.5% | 82.6% | 101.6% |
| 净利率NET_MARGIN | 21.3% | 20.9% | 30.9% | 30.1% | 20.9% | 35.9% | 29.0% | 25.6% | 25.5% | 27.0% |
| ROEROE | 6.8% | 6.8% | 10.6% | 10.3% | 6.7% | 11.8% | 10.1% | 9.3% | 9.2% | 10.2% |
| 资产负债率DEBT_RATIO | 87.8% | 88.3% | 88.7% | 89.1% | 90.3% | 91.5% | 91.0% | 90.8% | 91.0% | 91.1% |
| 股权激励/营收SBC_TO_REVENUE | 1.6% | 1.9% | 1.9% | 2.2% | 2.4% | 3.1% | 3.0% | 2.9% | 3.2% | 3.5% |
| 总资产周转率ASSET_TURNOVER | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| 权益乘数EQUITY_MULTIPLIER | 8.30 | 8.38 | 8.71 | 9.03 | 9.77 | 11.03 | 11.45 | 11.06 | 11.03 | 11.17 |
| 股东回报(派息+回购)SHAREHOLDER_RETURN | 93.1 | 185.1 | 269.9 | 340.8 | 147.5 | 331.8 | 136.5 | 136.6 | 226.1 | 310.0 |
| 派息率PAYOUT_RATIO | 23.5% | 31.3% | 24.5% | 21.6% | 43.2% | 25.2% | 31.2% | 34.5% | 35.2% | 31.3% |
| 稀释率DILUTION_RATE | 7.4% | 5.7% | 1.4% | 0.6% | 0.5% | 0.8% | 0.7% | 0.6% | 1.0% | 2.1% |
| 摊薄股数同比SHARES_DILUTED_CHANGE | -1.7% | -2.4% | -5.0% | -7.8% | -6.8% | -2.7% | -4.6% | -1.1% | -1.8% | -3.2% |
| 摊薄 EPS 同比EPS_DILUTED_GROWTH | 13.7% | 4.7% | 67.3% | 5.4% | -32.0% | 90.9% | -10.6% | -4.4% | 4.6% | 19.4% |
| 净利息收入同比NII_YOY | 5.5% | 10.1% | 6.5% | 1.5% | -11.3% | -1.0% | 22.2% | 8.5% | -1.5% | 7.2% |
勾稽校验(所示期间):30 项, 全部通过
季度营收(亿美元)
查看数据表
| 23Q4 | 24Q1 | 24Q2 | 24Q3 | 24Q4 | 25Q1 | 25Q2 | 25Q3 | 25Q4 | 26Q1 | 26Q2 | 26Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 营业收入 | 219.6 | 258.2 | 253.8 | 253.4 | 253.5 | 282.5 | 274.4 | 290.4 | 283.7 | 302.7 | 315.6 | 299.6 |
季度利润(亿美元)
查看数据表
| 23Q4 | 24Q1 | 24Q2 | 24Q3 | 24Q4 | 25Q1 | 25Q2 | 25Q3 | 25Q4 | 26Q1 | 26Q2 | 26Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 净利润 | 31.4 | 66.7 | 69.0 | 69.0 | 66.7 | 73.6 | 71.7 | 83.3 | 85.8 | 90.7 | 69.3 |
季度效率比率与 ROTCE
效率比率ROTCE净利率
查看数据表
| 23Q4 | 24Q1 | 24Q2 | 24Q3 | 24Q4 | 25Q1 | 25Q2 | 25Q3 | 25Q4 | 26Q1 | 26Q2 | 26Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 效率比率 | 80.7% | 66.8% | 64.3% | 65.0% | 66.2% | 62.9% | 62.6% | 59.7% | 61.5% | 61.2% | 59.0% | 65.8% |
| ROTCE | 6.0% | 12.8% | 13.5% | 12.8% | 12.8% | 13.8% | 13.6% | 15.5% | 15.9% | 17.1% | 12.9% | |
| 净利率 | 14.3% | 25.9% | 27.2% | 27.2% | 26.3% | 26.1% | 26.1% | 28.7% | 28.4% | 28.8% | 23.1% |
贷款与存款(期末,亿美元)
贷款存款
查看数据表
| 23Q4 | 24Q1 | 24Q2 | 24Q3 | 24Q4 | 25Q1 | 25Q2 | 25Q3 | 25Q4 | 26Q1 | 26Q2 | 26Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 贷款 | 10,537 | 10,492 | 10,568 | 10,758 | 10,958 | 11,106 | 11,471 | 11,659 | 11,857 | 12,050 | 12,176 | 12,513 |
| 存款 | 19,238 | 19,465 | 19,105 | 19,304 | 19,655 | 19,896 | 20,116 | 20,022 | 20,187 | 20,377 | 20,251 | 20,388 |
| 科目 | 23Q4 | 24Q1 | 24Q2 | 24Q3 | 24Q4 | 25Q1 | 25Q2 | 25Q3 | 25Q4 | 26Q1 | 26Q2 | 26Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||||
| 利息收入IS_INTEREST_INCOME | 356.3 | 362.8 | 368.5 | 374.9 | 359.8 | 340.7 | 348.7 | 353.7 | 342.6 | 333.6 | 338.3 | 342.6 |
| 利息支出IS_INTEREST_EXPENSE | 216.8 | 222.5 | 231.5 | 235.2 | 216.2 | 196.2 | 202.0 | 201.3 | 185.1 | 176.1 | 178.4 | 178.1 |
| 存款利息支出IS_INTEREST_EXPENSE_DEPOSITS | 87.2 | 91.4 | 96.6 | 101.2 | 95.2 | 86.3 | 86.8 | 89.3 | 82.7 | 73.0 | 73.7 | 76.0 |
| 净利息收入IS_NII | 139.5 | 140.3 | 137.0 | 139.7 | 143.6 | 144.4 | 146.7 | 152.3 | 157.5 | 157.4 | 160.0 | 164.5 |
| 非利息收入IS_NONINTEREST_INCOME | 80.1 | 117.9 | 116.8 | 113.8 | 109.9 | 138.0 | 127.7 | 138.1 | 126.2 | 145.3 | 155.6 | 135.1 |
| 营业收入IS_REVENUE | 219.6 | 258.2 | 253.8 | 253.4 | 253.5 | 282.5 | 274.4 | 290.4 | 283.7 | 302.7 | 315.6 | 299.6 |
| 信用损失拨备IS_PROVISION | 11.0 | 13.2 | 15.1 | 15.4 | 14.5 | 14.8 | 15.9 | 13.0 | 13.1 | 13.4 | 13.7 | 12.7 |
| 营业费用IS_OPEX | 177.3 | 172.4 | 163.1 | 164.8 | 167.9 | 177.7 | 171.8 | 173.4 | 174.4 | 185.3 | 186.3 | 197.2 |
| 税前利润IS_PRETAX_PROFIT | 31.2 | 72.6 | 75.6 | 73.2 | 71.1 | 90.0 | 86.7 | 104.1 | 96.2 | 104.0 | 115.6 | 89.7 |
| 所得税IS_TAX | -0.2 | 5.9 | 6.6 | 4.3 | 4.4 | 16.4 | 15.0 | 20.8 | 19.8 | 18.2 | 24.9 | 20.3 |
| 净利润IS_NET_PROFIT | 31.4 | 66.7 | 69.0 | 69.0 | 66.6 | 73.6 | 71.7 | 83.3 | 85.8 | 90.7 | 69.3 | |
| 归属普通股股东净利润IS_NET_PROFIT_COMMON | 28.4 | 61.4 | 65.8 | 63.8 | 64.0 | 69.5 | 68.8 | 79.0 | 81.6 | 87.5 | 65.4 | |
| 净核销IS_NET_CHARGEOFFS | 11.9 | 15.0 | 15.3 | 15.3 | 14.7 | 14.5 | 15.2 | 13.7 | 12.9 | 14.1 | 14.1 | 13.5 |
| 基本每股收益IS_EPS_BASIC | 0.77 | 0.83 | 0.82 | 0.91 | 0.91 | 1.06 | 1.12 | 1.22 | 0.93 | |||
| 摊薄每股收益IS_EPS_DILUTED | 0.76 | 0.83 | 0.81 | 0.89 | 0.90 | 1.04 | 1.11 | 1.21 | 0.91 | |||
| 基本加权股数IS_SHARES_BASIC | 79.68 | 78.98 | 78.18 | 76.78 | 75.81 | 74.66 | 72.56 | 71.51 | 70.52 | |||
| 摊薄加权股数IS_SHARES_DILUTED | 80.31 | 79.61 | 79.02 | 77.71 | 76.52 | 76.27 | 74.18 | 72.94 | 72.22 | |||
| 每股宣派股息IS_DPS_DECLARED | 0.24 | 0.24 | 0.26 | 0.26 | 0.26 | 0.26 | 0.28 | 0.28 | 0.28 | 0.28 | 0.32 | |
| 资产负债表 | ||||||||||||
| 总资产BS_TOTAL_ASSETS | 31,801.5 | 32,738.0 | 32,580.0 | 33,242.9 | 32,613.0 | 33,490.4 | 34,408.0 | 34,031.5 | 34,117.4 | 34,961.9 | 34,991.9 | 34,277.0 |
| 贷款及租赁BS_LOANS | 10,537.3 | 10,491.6 | 10,567.8 | 10,758.0 | 10,958.4 | 11,106.2 | 11,470.6 | 11,659.0 | 11,857.0 | 12,050.4 | 12,176.2 | 12,512.6 |
| 贷款损失拨备余额BS_ALLOWANCE | 133.4 | 132.1 | 132.4 | 132.5 | 132.4 | 132.6 | 132.9 | 132.5 | 132.0 | 131.5 | 131.1 | 130.0 |
| 非应计贷款(不良)BS_NONACCRUAL_LOANS | 54.8 | 58.8 | 54.7 | 56.3 | 59.8 | 60.8 | 59.8 | 53.5 | 58.0 | 58.3 | 57.5 | 55.4 |
| 持有至到期证券BS_HTM_SECURITIES | 5,945.6 | 5,868.6 | 5,773.7 | 5,675.5 | 5,586.8 | 5,507.2 | 5,412.9 | 5,314.1 | 5,226.6 | 5,147.4 | 5,058.0 | 4,964.0 |
| 持有至到期证券公允价值BS_HTM_FAIR_VALUE | 4,966.0 | 4,777.5 | 4,666.4 | 4,818.9 | 4,505.5 | 4,544.1 | 4,481.8 | 4,465.4 | 4,424.3 | 4,336.1 | 4,237.3 | 3,925.1 |
| 可供出售债券BS_AFS_SECURITIES | 2,666.5 | 3,130.7 | 2,913.0 | 3,157.2 | 3,464.3 | 3,762.5 | 3,780.3 | 3,902.9 | 3,868.0 | 3,689.6 | 3,485.4 | 3,288.1 |
| 商誉BS_GOODWILL | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 | 690.2 |
| 其他无形资产BS_INTANGIBLES | 20.0 | 20.0 | 20.0 | 19.0 | 20.0 | 19.0 | 19.0 | 19.0 | 18.0 | 18.0 | 18.0 | 18.0 |
| 总负债BS_TOTAL_LIABILITIES | 28,885.0 | 29,802.5 | 29,641.0 | 30,277.8 | 29,673.4 | 30,538.4 | 31,415.4 | 30,995.6 | 31,085.0 | 31,955.2 | 31,981.0 | 31,309.6 |
| 存款BS_DEPOSITS | 19,238.3 | 19,465.0 | 19,104.9 | 19,303.5 | 19,654.7 | 19,895.6 | 20,116.1 | 20,022.1 | 20,187.3 | 20,376.6 | 20,251.2 | 20,387.6 |
| 无息存款BS_NONINTEREST_DEPOSITS | 5,470.5 | 5,414.8 | 5,176.1 | 5,137.2 | 5,238.6 | 5,300.1 | 5,289.7 | 5,249.0 | 5,320.5 | 5,441.2 | 5,443.4 | 5,486.7 |
| 付息存款BS_INTEREST_BEARING_DEPOSITS | 13,767.8 | 14,050.1 | 13,928.8 | 14,166.3 | 14,416.1 | 14,595.5 | 14,826.4 | 14,773.1 | 14,866.8 | 14,935.4 | 14,807.8 | 14,900.8 |
| 长期借款BS_LT_DEBT | 3,022.0 | 2,963.5 | 2,904.7 | 2,969.3 | 2,832.8 | 3,041.5 | 3,134.2 | 3,114.8 | 3,178.2 | 3,259.6 | 3,398.6 | 3,186.9 |
| 股东权益BS_TOTAL_EQUITY | 2,902.1 | 2,935.5 | 2,938.9 | 2,965.1 | 2,939.6 | 2,939.5 | 2,980.2 | 3,024.4 | 3,032.4 | 3,006.7 | 3,010.9 | 2,967.5 |
| 优先股BS_PREFERRED_EQUITY | 284.0 | 284.0 | 265.5 | 245.5 | 231.6 | 205.0 | 235.0 | 259.9 | 259.9 | 250.0 | 250.0 | 250.0 |
| 有形普通股权益BS_TANGIBLE_COMMON_EQUITY | 1,907.9 | 1,941.3 | 1,963.2 | 2,010.4 | 1,997.8 | 2,025.3 | 2,036.0 | 2,055.2 | 2,064.3 | 2,048.5 | 2,052.8 | 2,009.3 |
| 期末普通股股数BS_SHARES_OUTSTANDING | 78.95 | 78.67 | 77.75 | 76.89 | 76.11 | 75.60 | 74.37 | 73.29 | 72.12 | 71.30 | 70.18 | 69.23 |
| 每股净资产(普通股)BS_BVPS | 33.16 | 33.71 | 34.39 | 35.37 | 35.58 | 36.17 | 36.92 | 37.72 | 38.44 | 38.66 | 39.34 | 39.26 |
| 每股有形净资产BS_TBVPS | 24.16 | 24.68 | 25.25 | 26.15 | 26.25 | 26.79 | 27.38 | 28.04 | 28.62 | 28.73 | 29.25 | 29.03 |
| 普通股一级资本(CET1)BS_CET1_CAPITAL | 1,949.3 | 2,010.8 | 2,014.1 | |||||||||
| 风险加权资产BS_RWA | 16,510.0 | 16,960.0 | 17,730.0 | |||||||||
| 现金流量表 | ||||||||||||
| 经营活动现金流CF_OPERATING | 327.2 | -155.4 | 181.0 | -372.8 | 259.1 | -21.8 | -91.3 | 468.7 | -229.4 | 417.7 | 290.4 | -65.0 |
| 折旧摊销CF_DEPRECIATION | 5.3 | 5.4 | 5.4 | 5.5 | 5.6 | 5.6 | 5.7 | 5.8 | 5.9 | 6.0 | 6.1 | 6.3 |
| 股权激励费用CF_SBC | 7.3 | 8.6 | 8.4 | 8.3 | 8.9 | 10.0 | 10.2 | 10.2 | 9.7 | 10.3 | 11.2 | 10.4 |
| 投资活动现金流CF_INVESTING | -641.8 | -713.2 | -15.2 | -272.6 | 94.1 | -890.1 | -569.2 | 19.4 | -11.7 | -664.5 | -167.6 | 476.5 |
| 筹资活动现金流CF_FINANCING | 112.9 | 686.6 | -83.0 | 367.8 | -367.7 | 728.3 | 550.6 | -679.9 | 100.5 | 359.2 | -247.3 | -215.0 |
| 派息CF_DIVIDEND | 22.3 | 25.2 | 22.2 | 24.9 | 22.8 | 25.5 | 22.0 | 24.5 | 23.6 | 26.3 | 23.3 | 26.2 |
| 普通股股息CF_DIVIDEND_COMMON | 19.2 | 19.1 | 18.9 | 20.2 | 20.0 | 19.9 | 19.6 | 20.8 | 20.5 | 20.2 | 19.9 | 22.5 |
| 回购CF_BUYBACK | 8.1 | 25.0 | 35.4 | 35.3 | 35.4 | 45.2 | 53.0 | 53.0 | 63.1 | 72.4 | 60.1 | 60.0 |
| 财务指标 | ||||||||||||
| ROTCE(年化)ROTCE | 6.0% | 12.8% | 13.5% | 12.8% | 12.8% | 13.8% | 13.6% | 15.5% | 15.9% | 17.1% | 12.9% | |
| ROA(年化)ROA | 0.40% | 0.83% | 0.84% | 0.84% | 0.81% | 0.89% | 0.84% | 0.97% | 0.99% | 1.04% | 0.80% | |
| 效率比率(非息支出/营收)EFFICIENCY_RATIO | 80.7% | 66.8% | 64.3% | 65.0% | 66.2% | 62.9% | 62.6% | 59.7% | 61.5% | 61.2% | 59.0% | 65.8% |
| 净利息收入占比NII_SHARE | 63.5% | 54.3% | 54.0% | 55.1% | 56.6% | 51.1% | 53.5% | 52.5% | 55.5% | 52.0% | 50.7% | 54.9% |
| 净利息收入/平均总资产(年化)NII_TO_AVG_ASSETS | 1.76% | 1.74% | 1.68% | 1.70% | 1.74% | 1.75% | 1.73% | 1.78% | 1.85% | 1.82% | 1.83% | 1.90% |
| 拨备前利润PPNR | 42.3 | 85.8 | 90.7 | 88.7 | 85.6 | 104.8 | 102.6 | 117.0 | 109.3 | 117.4 | 129.3 | 102.4 |
| 拨备/拨备前利润PROVISION_TO_PPNR | 26.1% | 15.4% | 16.6% | 17.4% | 17.0% | 14.1% | 15.5% | 11.1% | 12.0% | 11.4% | 10.6% | 12.4% |
| 信用成本(年化)CREDIT_COST | 0.42% | 0.50% | 0.57% | 0.58% | 0.53% | 0.54% | 0.56% | 0.45% | 0.44% | 0.45% | 0.45% | 0.41% |
| 净核销率(年化)NCO_RATIO | 0.45% | 0.57% | 0.58% | 0.58% | 0.54% | 0.53% | 0.54% | 0.47% | 0.44% | 0.47% | 0.47% | 0.44% |
| 不良率(非应计贷款/贷款)NONACCRUAL_RATIO | 0.52% | 0.56% | 0.52% | 0.52% | 0.55% | 0.55% | 0.52% | 0.46% | 0.49% | 0.48% | 0.47% | 0.44% |
| 拨备率(拨备/贷款)ALLOWANCE_TO_LOANS | 1.27% | 1.26% | 1.25% | 1.23% | 1.21% | 1.19% | 1.16% | 1.14% | 1.11% | 1.09% | 1.08% | 1.04% |
| 拨备覆盖率ALLOWANCE_TO_NONACCRUAL | 243.2% | 224.6% | 241.9% | 235.4% | 221.6% | 217.9% | 222.2% | 247.8% | 227.5% | 225.5% | 228.0% | 234.6% |
| 存贷比LOAN_TO_DEPOSIT | 54.8% | 53.9% | 55.3% | 55.7% | 55.8% | 55.8% | 57.0% | 58.2% | 58.7% | 59.1% | 60.1% | 61.4% |
| 无息存款占比NONINTEREST_DEPOSIT_SHARE | 28.4% | 27.8% | 27.1% | 26.6% | 26.7% | 26.6% | 26.3% | 26.2% | 26.4% | 26.7% | 26.9% | 26.9% |
| 付息存款成本(年化)DEPOSIT_COST | 2.59% | 2.63% | 2.76% | 2.88% | 2.67% | 2.38% | 2.36% | 2.41% | 2.23% | 1.96% | 1.98% | 2.05% |
| 贷款同比LOANS_YOY | 0.8% | 0.3% | 0.5% | 2.5% | 4.0% | 5.9% | 8.5% | 8.4% | 8.2% | 8.5% | 6.2% | 7.3% |
| 存款同比DEPOSITS_YOY | -0.3% | 1.9% | 1.8% | 2.4% | 2.2% | 2.2% | 5.3% | 3.7% | 2.7% | 2.4% | 0.7% | 1.8% |
| CET1 资本充足率CET1_RATIO | 11.8% | 11.9% | 11.4% | |||||||||
| 持有至到期浮亏/有形普通股权益HTM_LOSS_TO_TCE | 51.3% | 56.2% | 56.4% | 42.6% | 54.1% | 47.6% | 45.7% | 41.3% | 38.9% | 39.6% | 40.0% | 51.7% |
| 总派息率(股息+回购)TOTAL_PAYOUT_RATIO | 96.1% | 71.8% | 82.4% | 87.1% | 86.6% | 93.7% | 105.6% | 93.4% | 113.6% | 91.4% | 126.1% | |
| 净利率NET_MARGIN | 14.3% | 25.9% | 27.2% | 27.2% | 26.3% | 26.1% | 26.1% | 28.7% | 28.4% | 28.8% | 23.1% | |
| ROEROE | 1.1% | 2.3% | 2.3% | 2.3% | 2.3% | 2.5% | 2.4% | 2.8% | 2.9% | 3.0% | 2.3% | |
| 资产负债率DEBT_RATIO | 90.8% | 91.0% | 91.0% | 91.1% | 91.0% | 91.2% | 91.3% | 91.1% | 91.1% | 91.4% | 91.4% | 91.3% |
| 股权激励/营收SBC_TO_REVENUE | 3.3% | 3.4% | 3.3% | 3.3% | 3.5% | 3.5% | 3.7% | 3.5% | 3.4% | 3.4% | 3.5% | 3.5% |
| 股东回报(派息+回购)SHAREHOLDER_RETURN | 30.4 | 50.2 | 57.5 | 60.3 | 58.1 | 70.7 | 75.0 | 77.5 | 86.7 | 98.7 | 83.4 | 86.2 |
| 派息率PAYOUT_RATIO | 71.0% | 37.7% | 32.1% | 36.2% | 34.1% | 34.7% | 30.7% | 29.4% | 30.6% | 25.7% | 37.7% | |
| 稀释率DILUTION_RATE | 0.8% | 0.8% | 1.1% | 1.2% | 0.9% | 2.2% | 2.2% | 2.0% | 2.4% | |||
| 净利息收入同比NII_YOY | -5.0% | -2.9% | -3.2% | -2.9% | 3.0% | 2.9% | 7.1% | 9.1% | 9.7% | 9.0% | 9.0% | 8.0% |
勾稽校验(所示期间):33 项, 全部通过